BUYING A KAMLOOPS HOME
For Buyers – it’s easy to know what the hot new listings are in the Kamloops area when you receive my free Personal Buyers update service. When you’re ready to start your search to buy a home, I’ll provide you with all you need to make it an enjoyable experience. Together, we will select a shortlist of suitable homes, discuss the features, examine financing needs and conduct showings. When a selection is made and we have written your offer, I will represent YOUR interests to achieve a successful negotiation and smooth the way to a hassle-free purchase.
If you’re looking for a Real Estate Agent, it’s very important you find someone who is a good fit for you. So let’s chat… whether you’re selling or buying, I’d like to learn more about you and your needs and goals. You can count on me to “tell it like it is” and give you a realistic picture of what is possible.
HOME BUYER'S GLOSSARY
AMORTIZATION PERIOD
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
APPRASIAL
The process of determining the market value of a property.
CLOSED MortgageS
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
MORTGAGE
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
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I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 Assurance Realty Ltd.
INFO & SERVICES
CENTURY 21 Assurance Realty Ltd.
Kamloops, Kamloops, BC V2C1A2
(250) 869-0101
INFO & SERVICES
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The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. This listing content provided by REALTOR.ca has been licensed by REALTOR® members of The Canadian Real Estate Association. Not intended to solicit properties currently listed for sale or buyers under contract.
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